What should I look for when considering an Income Protection Insurance policy?

/, Insurance Information, News/What should I look for when considering an Income Protection Insurance policy?
  1. Think about how much cover you need – for your every day bills like your mortgage, groceries or utilities*
  2. What waiting period suits your needs between fourteen days and two years**
  3. What benefit period suits your needs do you require two or five years, or up to age 65

* The maximum cover you can request is usually 75% of your gross income
** This is the time between you becoming disabled and receiving your first income protection payment. A shorter waiting period usually means a higher premium
*** This is the period during which you receive your income protection payments

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