What is Expanded Polystyrene And How Does It Affect My Business Insurance

When completing a Business Insurance quote request or proposal you maybe asked “How much Expanded Polystyrene (EPS) does the premises contain?” So what is Expanded Polystyrene (EPS) and how does it affect my insurance premium?   What is EPS? Expanded Polystyrene (EPS) is synthetic aromatic polymer made from the monomer styrene. Polystyrene can be solid or foamed. It has many applications in construction including insulated panel systems for walls, roofs and floors as well as facades for both domestic and commercial buildings, food processing, cold storage,

Life insurance how much do I need?

Australians are under-insured Research*  shows most Australian’s are under insured when it comes to protecting  themselves and their family in the event of a serious illness, injury and death. A number of insurers offer insurance needs calculators, here is a link to life insurer AIA‘s insurance-needs calculator and click here for Onepath‘s version. How will insurers calculate my needs? You will need to take into account your age, your health, your family history

With life insurance what is the difference between stepped and level premiums

What premium option suits you? With life insurance you will have options to choose either stepped or level premiums, but what does this mean? Generally the older you are the more the premiums will cost, to reduce this cost some life insurers will let you choose stepped or level premiums. Stepped Premiums With stepped premiums the cost will rise each year but will be lower in the beginning Level Premiums With level premiums your premium remains the same but is likely to be more expensive 

Zurich has been named as Australia’s top insurer

Zurich has been named as Australia’s top insurer in Insurance Business’s inaugural Brokers on Insurers survey. The Insurers was ranked first in 8 of 11 categories. CGU, Chubb, Allianz, Vero and QBE also featured in the top spots     Arrange an Insurance Quote Here Please note Quotesonline Insurance News is an information service provided by third parties Insure 247 Australia doesn’t warrants

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