What is a retroactive date in a professional indemnity insurance policy

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Retroactive date in a professional indemnity policy

Before you start or change a professional indemnity policy check the retroactive (the date after which acts, errors or omissions of the Insured are covered).  The Inception date is the date of the start of the cover with some insurers offering a set Policy Inception date or others offering  Unlimited  (excluding known claims and circumstances).

A set policy inception date will suit new businesses, where professionals replacing a policy will require an unlimited retroactive policy to cover there previous activities.

retroactive date

What is professional indemnity insurance?

A professional indemnity insurance policy safeguards your business when sued for malpractice, professional misconduct, or breach of duty by providing cover against such claims, including legal defense costs.


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More professional indemnity information

Professional Indemnity Exclusive of Costs

What occupations should have Professional Indemnity cover?

Are you at risk of a Professional Indemnity claim?

Need more advice?

Speak to one of our licensed brokers on 1300 046787

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