How To Reduce Your Life Insurance Premium

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Here is some tips to save money on your Life Insurance premium

If you gave up smoking over 12 months ago some life insurers now consider you a non smoker, others an ex smoker.

You body mass index may have a bearing on you premiums especially if its on the high side.

If you play a contact sport expect to pay a bit more for your income protection insurance.

Ask your adviser to find policy that offer a family discount if you and your partner require cover.

Ensure that you know what cover you have through your superannuation to avoid being over insured.

Choose level premiums – Your insurance premium doesn’t change as you get older but is more expensive in the beginning

Shop around ask your broker to compare the offering currently on the market with your existing policy

See Also

Do You Save Buying Life Insurance On line

Life Insurance Calculator 

Any advice that may have been given is general advice only, please be aware that we have not taken into consideration your needs, objectives or financial requirements. Before deciding to purchase a financial product you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.

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