Here is some tips to save money on your Life Insurance premium
If you gave up smoking over 12 months ago some life insurers now consider you a non smoker, others an ex smoker.
You body mass index may have a bearing on you premiums especially if its on the high side.
If you play a contact sport expect to pay a bit more for your income protection insurance.
Ask your adviser to find policy that offer a family discount if you and your partner require cover.
Ensure that you know what cover you have through your superannuation to avoid being over insured.
Choose level premiums – Your insurance premium doesn’t change as you get older but is more expensive in the beginning
Shop around ask your broker to compare the offering currently on the market with your existing policy
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