1) Compare Car Insurers
Most car insurers know that once they have a client its rare for that client to compare their policy for up to seven years, so the best way to save money is to compare every year.
2) Don’t be young
Drivers under 25 are a huge risk for insurers, regardless of the clean driver record of the primary driver. Insurers will charge up to 3 times the normal premium for under 25’s and the excess in the event of claim is likely to be a few thousand for each claim.
3) Don’t Crash
Any claim may result in a change to your no claim bonus, and this will change the premium offered when you get car insurance quotes
4) Don’t drive a Ferrari
Sports cars, modified cars or imports a notoriously hard to insure with only a few insurers offering cover
5) Pay the annual premium
Not all insurers offer pay by the month, and some that do will charge you 10% more for the privilege
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