Do you need flood cover with your landlord policy?

  • by The Quotesonline Team

 

Landlords Insurance Quote

Not all landlord insurers cover flood and in many cases their definition of flood cover may differ from other insurers, its best to discuss options with an insurance broker , Steve Sloan a broker with Insure 247 urges landlords use the following check list

Landlords Insurance Flood Check-list

  • Consider the properties proximity to water (creeks, rivers, dams and lakes)
  • Has the property flooded in the past?  What was the land before it was built on? (Was it a flood plain)
  • Check your insurer cover water inundation if you have units above you.
  • Get quotes from insurers that do offer flood cover as they have the technology to predict the flood risk.
  • If you do use a direct insurer check the flood payout as many have claim limits for flood.

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